Warranty and Creditor Services

WCS are insurance administrators offering gadget insurance, life assurance and critical illness insurance to customers in the United Kingdom.

Life Assurance & Critical Illness Insurance

WCS are agents for the UK’s biggest insurers, we are confident that we will beat any quote you have had for life assurance or critical illness. To find out more click here

Mobile phone and gadgets insurance

Mobile phones and gadgets are a key part of our lives, specialist insurance provides the cover you need at a great value price to protect your investments in technology.

Your Policy and contacting us

If you have a policy with us and need to contact us for any reason, then click here for details.


Due to the impact of the Pandemic there are still delays in obtaining parts and new mobile phones. We regret to advise you that this may result in your claim taking longer to be completed than would normally be the case. We will post updates as the situation develops on our website at WCSinsurance.co.uk.

Our Opening Hours

Office hours are 9:00am to 5:00pm Monday to Friday. Currently, our phones are answered 9.00am to 1.00pm, Monday to Friday

We are closed on public holidays.

Email: admin@wcsinsurance.co.uk

Making a Claim

Of course, sometimes things do go wrong! If your phone has been stolen or is damaged and is no longer working, WCS think it is important to get you back up and running quickly.

WCS provide claims forms on this website so that you can give us the information we need to assess your claim quickly and without fuss.

Your claim will be assessed by an experienced claims handler and once accepted then we replace stolen phones with a new phone that’s the same or the nearest equivalent of your stolen phone. If it’s damaged, it will be fixed by our specialist mobile phone repairers or replaced, if necessary.

If it’s an iPhone once we’ve authorised your claim, you have the option to go to your local Apple store who can usually repair or replace it while you wait.

Couldn’t be simpler…

Choose an action:

Please choose what you would like to do today and we'll direct you to the appropriate form or page.

To register a new claim please select from the options above. If you have an existing claim and need to contact us please email us on claims@wcsinsurance.co.uk, please include your full 8 digit policy number in the subject line. We can only correspond with the policyholder about their claim.

Many thanks indeed for your rapid and comprehensive reply, Amazing in the modern world and from a real human as well. This is a great bit of PR for you and your company. Impressive!


Thank you so much for acting so quickly and for the clear communication. Your company provided me with excellent service.

Ms Riom

I have received my phone today, all seems to be in great working order.
Thank you very much to you and your colleagues for the prompt and efficient service, very much appreciated.

Mr Duncan

I wanted to put into writing just how fantastic the service is I have received from Warranty & Creditor Services. I got a professional and efficient customer service. To be honest I am gobsmacked how quickly my claim was resolved.

Recent Customer

Thank you very much for keeping me informed. To be honest, I didn't know that the damage was that bad.

Thanks again for the good job, your process is hassle free which is really great. Cheers!

Mr Tanko